MEDICAL INSURANCE

Season: 2025 

Primary Medical Insurance Required by Rider:

As a condition for obtaining an AMA Pro Racing Professional Motocross License, each rider is required to provide proof of primary personal medical insurance coverage for medical treatment of any injuries that might occur at an AMA Pro Racing Pro Motocross event. The insurance must remain current and valid at all times when entering or participating in a Pro Motocross event.

In the event it is determined that inaccurate or false medical insurance information is provided by the rider, or should such coverage become invalid or lapse for any reason during the race season, the rider’s professional motocross license will immediately be suspended until the matter is resolved and the rider prohibited from entering or participating in any further Pro Motocross event.

Secondary Medical Insurance Provided by AMA Pro Racing:

While each rider’s personal medical insurance coverage shall serve as their primary and first form of coverage, AMA Pro Racing provides secondary medical coverage for each rider of up to $50,000 for medical bills and $10,000 in accidental death and dismemberment benefits. This secondary coverage is called “AMAP Rider Medical”. 

There is a $5,000 deductible for AMAP Rider Medical coverage, and riders are solely responsible for any unpaid balances.

Who is Covered?

The AMAP Rider Medical Program provides coverage for AMA Pro Racing Motocross licensed riders only while participating in AMA Pro Motocross events. 

What do I do in the event of an injury?

All event injuries treated at the Mobile Medic Rig (MMU) are documented. Injured riders should report immediately to the MMU on site at every event. Failure to report an injury could result in denial of a claim. Claims under the AMAP Rider Medical Program must be submitted within 90 days of the injury.    

How do I submit a claim?

Claims must be submitted to the rider’s primary medical insurance provider first. 

Claims may be submitted under the AMAP Rider Medical Program only if:

The rider satisfies the deductible and only when the covered expenses are in excess of amounts paid or payable under the rider’s primary benefit plan. 

In the event of the above, the rider must contact AMA Pro Racing for a “Written Notice of Claim Form”. The form must then be filled out and submitted within 20 days after a covered person’s loss, or as soon thereafter as reasonably possible. Claim forms will then be sent to the claimant upon receipt of a written notice of claim. 

To request a Written Notice of Claim Form, or for information about the program, contact Becki Coca at [email protected] or call (386).944.0921.